How to stop EPF Fraud
How it feels you if I say your EPF money is transferred in a fraud manner ? Do you broken into peace when your long years hard earned money simply swept away in-front of your eyes.
What if I say you are intelligent enough to sense the fakeness of fraudster attempt and get yourself protected from being a victim. Every fraud attempt gives a fake hint initially and your potential is to catch the hint.
In this article of How to stop EPF Fraud, we will not only discuss about the fraudulent message, link, calls that we can refrain ourselves but also what action we shall take to prevent those threat in surrounding to our PF account number.
We all knew in this call of hour the artificial Intelligence taken its place. After the revolution of mobile ,artificial intelligence taken this place and captured all the data in its control. By the virtue of this data fraudster are playing their game.
Hackers and fraudster instrumenting AI as tool to satisfy their fraud activity. And it is now extremely difficult for a common man to identify whether it real or fake.
So We have to be absolutely careful about the fake and fraud possibility ,that may occur in regards to EPF.
EPF fraud Calls
Voice is the must preferred medium to win trust. Our emotion get biased if we fell that our family is speaking on the other side of phone. If anyone voice hover of our family members it is easy for us to trust, no second thought ,right. Hackers use AI to call us in the voice of our friend, relative or our family member t0 know confidential data.
So now take a pause!!
Think about the reason behind asking the confidential number and it is relevant to that family member.
Is it ok to make him/her delay ?
Is it ok for you deny him/her and execute the task by owns elf. ?
How the person came to know about your confidential information and how it connect him and most importantly what is the propose ?
Ask yourself those above common sense question I think answers of above made questions will save to make a blunder.
EPF Fraud LINK
Generally any LINK received from our friends, brother or sister, we click it without noticing its authenticity. And that small overconfidence make a huge damage to us because at the time we clicked the link ,the whole data of ours get accessible to the hackers and we have to compromise and ultimately bear the loss.
So What shall be done ?
Check the authority of the LINK
Check the nomenclature of the LINK
Check the length of the LINK
Check every single word of the LINK
Understand the relation with the message that you have received.
We can not be gifted Lakhs and crores by simply clicking link. No one is sit and that much time to make us rich with free.-We need to realize.
Avoid download
Many a times it is seen that WhatsApp forward are easy to download and people are used it. The crave to downloads some time auto downloaded when receive any message. Most of the links get access to our relevant data point, documents when we start downloading the fake App, unauthorized software etc.
Download from unauthorized link may lead you towards compromising your valuable documents. If you doubt on the fonts, pattern of the link or application stop immediately.
Don’t use Free WIFI
To attract customer, most of the company like OLA cab, restaurant, Cinema Hall, make available FREE WIFI . Those are public available and connected to many devices, many websites, many applications every day so they are vulnerable so they easily hackable
Say no to Free Prize
To allure the EPF member, fraudster first offer handsome prize amount. When the member start showing interest he or she will convince to comply certain condition. When the member abide the condition your device is hacked and all your relevant information transferred to the hacker.
By those information your EPF amount can be easily transferred and withdrawal from your EPF account number.
What is the EPF Complaint number ?
Go to EPFO website(https://www.epfindia.gov.in/)
On left corner of home page Help Desk/Toll free number is blinking , Click on the link, It will take you to display all the reginal office of EPFO with land line number to call. You can simply call discuss about your complain.
Please call to this number if you are victim of this fraud
EPF guidelines for fraud cases
Refer to EPFO home page to read the guideline pf EPF about fraud cases.
Conclusion:
Please do write on comment section your experience about any fraud case you faced and how you escaped from it.
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Please write in which more topic you like to read.
Possible Questions related to this Article
Is money in EPF safe ?
Yes, Until your money is under the control of EPFO, it is very much safe and secure. If your money is transfer or withdrawn in an illegal manner, then it is not safe.
Who can complain against EPF ?
Any person who is a member of EPF can register complain against EPF. i-GMS is the platform provided by EPFO to understand and solve the query of EPF members with appropriate time period.
What is the penalty for EPF registration ?
Period of default Rates of damages (% of arrears per annum)
Less than two months 17%
Above two months but less than four months 22 %
Above four months but less than 6 months 27 %
6 months and above 37 %
Can a Company block EPF ?
No. Employer can not block the EPF account as the account is coming under the control of EPFO. However in many cases Employer signature is required for the employee like Withdrawal, Transfer Etc.
How do I Complain About EPF Fraud & How to stop EPF Fraud?
An EPF Member can register complain in EPF Grievance portal. The matters shall specific to EPF, EPS, UAN or relevant to linked topic of EPF. Complaint must be written by giving inputs like EPF number, details of incident etc.
Can Someone steal my EPF amount ?
Yes, If fraudster has your KYC, forged bank account and able to access OTP from the register, he or she can steal your EPF money from your EPF account number.
How do I Complain about Fake Link EPF account number ?
I will suggest once came to know you received a Fake Link you should consult the HR Manager of your company and spread the information to the IT department and concerned EPF official looking your Company transactions.
Where should I complain about EPFO ?
To lodge complain you should visit EPF grievance management portal. This is a separate portal run by EPFO to support and address the real time grievance of EPF members and provide instant solution by understanding real issue. You make sure the grievance shall be genuine and based on fact and supporting data.
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