How to Process EPF Nomination

 

In this article, I will share step by step guide of How to Process EPF Nomination, what are the documents required to submit nomination and most importantly what are the benefits of nomination.

You first decide who should be you nominee. Meaning to whom you want to give your money after your death. It may be your Father, mother, spouse etc. Once you decide then go ahead…..

PROCESS FLOW CHART -How to Process EPF Nomination(pdf copy)

How do I add nominee to my EPF account ?(PROCESS FLOW FOR EPF E-NOMINATION)

Open UAN portal-> Go to "Manage" on the tab -> Click on 'E Nomination' ->Fill desired details of person whom you want to nominate-> Upload his/her Photograph->Tick mark on the consent box ->click on 'Save Family Details"->Fill " Total amount of Share(%)" in the row if nominated person name-> Click on ' Save EPF Nomination '.

 

What is EPF & EPS nomination ?

Under Paragraph 33 & 61 (1) of the Employees Provident Fund scheme ,1952 & paragraph 18 of the Employees Pension Scheme, 1995 a member is hereby nominate the person or persons or cancel the nomination made by previously with appropriate information to receive the amount of standing to credit in the Employee Provident Fund and Employee Pension Fund.

Four parts of EPF & EPS Nomination

This is the basic information that EPFO expects to be updated about nominee. Just go through, at the end of this article you will understand how to process EPF Nomination and how useful it is for your family and consequences of not doing it.

 

Part-A (Details of Member) Name Fathers Name Date of Birth Account Number Gender Marital status Address	Part-B (EPF Nomination) Nominee name Address Relationship Date of Birth Percentage of Sharing
Part-C (EPS Nomination) Nominee name Address Relationship Date of Birth Percentage of Sharing	Part-D (Certificate of Employer) Here the employer needs to certify that the concerned employee is working under the establishment and the information provided by the member is correct as per record.

What are the documents required for EPF nomination?

Considering the above information following documents are required,+

• Aadhar number and card of Nominee
• Mobile number linked to Aadhar
• Address of Nominee
• Photograph of Nominee (size of Photo shall not exceed 100 kb)

Why EPF nomination important?

• EPFO expects from EPF member to inform about the family members proactively so that in future EPFO can easily identify the family members and help then in the absence of EPF member.
• Address, Aadhar number, Photograph also required while EPF nomination to ensure authenticity of the Family members.
• Declaration regarding percentage of share to be taken from employee ensure smooth claim settlement after expiry of member.

Where to submit EPF nomination?

EPF nomination is submitted to EPFO. Earlier nomination was submitted through offline mode by filling the Form-2, now the system has been shifted to online.

 

What are the benefits of Nomination?

Family member of the employee can smoothly receive the settlement claim of the employee after death if prior nomination has been done.

 

What percentage of share in EPF nomination one can choose ?

An employee can segregate his/her share by putting percentage of share however the share of percentage should not exceed 100.

 

Is nomination under EPF essential/mandatory, If so, what is the process ?

 

Every member should make a nomination to receive the amount available in the Fund in the event of his death. If a member has a family, he must nominate one or more persons belonging to his family only. If he has no family, he can nominate any person or persons of his choice. However, if he later acquires a family, such nomination becomes invalid, and he will have to make a fresh – nomination of one or more persons belonging to his family.

 

How much time required for EPF nomination ?

Now in online mode the EPF e-Nomination has been completed instantly.

 

How to Process EPF Nomination online ?

Below points kept in mind before applying Nomination

• Your photograph shall be uploaded in Profile picture of UAN portal.

• Your registered mobile number shall be linked to Aadhar number

• KYC like, Aadhar Number, PAN number, Bank Account number must have updated.

 

Step by Step guide is given below,

Step-1 : Open employee portal by clicking on service from the tab of EPFO Home page.

 

 

Step-2 : Click on ‘Member UAN/online Service(OCS/OTCP) from services column to open UAN portal.

 

 

Step-3 : After opening UAN portal, enter UAN Number, Password & captcha and then click on “Log in” to open UAN portal.

 

 

Step-4 : After opening of Home page of UAN Portal, Go to “Manage” on the tab and click on ‘E Nomination’ And then opening the page Enter New Nomination as highlighted in below picture.

 

 

 

Step-5 : Fill all details like Aadhar number, name, relationship with employee, of nominated person and upload his/her Photograph.

 

 

Step-6 : Click on Add Row to add more member and like as first row otherwise tick mark on the consent box and  click on ‘Save Family Details”. If second member is minor ,then mention Guardian name & address in the plus button as given below in the picture.

Size of photograph shall be passport size and within 100 kb.

 

 

EPF nomination share percentage

Step-7 : Then fill ” Total amount of Share(%)” column and then Click on ‘ Save EPF Nomination ‘Total amount of share shall not exceed 100.

 

 

 

Step-8 : Open Nomination history to check your EPF nomination saved successfully. Click on the word symbol button to verify the data you have uploaded.

 

What is EPF nomination form ?

Form-2 is required to nomination Family members into your EPF & EPS account. Earlier Har copy was required now a days you have to file nomination online.

 

Why most of the employer worried about E-nomination ?

If employee will not nominate any family members, then at the time of claim settlement role of employer came into light.

Various clarification from employer side is required about the family details of employee. As employer is the ultimate responsible entity to clarify about employee and close the settlement process.

 

EPF nominee update online

 

Go to Dashboard of your UAN portal and click on KYC button on Manage tab to check the status of your EPF nomination whether done or not. You can click on the document symbol to figure out what information you have given in the EPF nomination section.

 

How to update PAN number in UAN Portal.

 

Step-1 : Open UAN portal entering UAN number, Password & Captcha.

Step-2 : After opening dashboard, select Manage tab and click on KYC from drop down menu.

Step-3 :Click on “PAN” button.

Step-4 :  Enter Name as per PAN, PAN number, Tick mark on acknowledgement box and then click on ” Save” button. Now your PAN number is updated successfully in KYC list of your UAN portal.

 

EPFO KYC documents link on UAN portal

Below mentioned simple two step process to complete your KYC update in your UAN portal. KYC updating is mandatory before jump into the question of How to Process EPF Nomination.

Step-1 : Open UAN portal entering UAN number, Password & Captcha.

Step-2 : After opening dashboard, select Manage tab and click on KYC from drop down menu.

 

Conclusion:

I hope I have described properly about how to process EPF Nomination in UAN portal through online mode. If you find it valuable and meaningful to you, please comment in the comment section, Your feedback will help me to share such valuable content. For you it is free for me It provides motivation.

Also Read :

1. Complete guide book about Employee Provident Fund
2. Benefits of EPF
3. How to calculate EPF from Salary

Q&A Section

 

What do you write in EPS nomination?

While writing EPS nomination below points to be considered,

Nominee name.
Address of nominee.
Relationship of nominee with the EPS member.
Date of Birth of nominee.
Percentage of Sharing to be allocated to nominee.

 

What is the difference between EPS nomination and EPF nomination ?

Main difference is ,in EPF nomination nominee will receive lumpsum amount and in EPS nomination nominee will receive a recurring amount every month as pension after death of employee.

 

What is self-nomination?

Self-nomination is nominating or declaring self as nominee to EPFO.

 

Who can become member of EPS?

One who is member of EPF will be the member of EPS. To avail the benefits of EPS one need to complete 10 years of continuous service.

 

What is the process to withdraw PF amount as a nominee ?

Form-G is filled and submitted to EPF office with nominee member Aadhar card, legal heirs certificate.

 

What do you do if you wish to nominate a non-family member ?

It is good to nominate family member. If one wants to nominate non-family member, he/she need to provide proof of guardianship to EPFO, In my opinion it is better to take a written approval from EPF commissioner before filling nomination to Non-family member.

 

Is employer’s approval required by me for filling e- Nomination ?

No, Now this time no employer approval is required ,it is directly submitted to EPFO through online. Yes, earlier time physical copy of FOrm-2 was to be filled by employee and submitted to EPF office after approval of employer.

 

How to resolve an Aadhaar mismatch in an e-nomination ?

First of all if you have updated Aadhar number in you KYC section then mismatch will not arise at the time of filling E-Nomination. Secondly you have to Fill a joint declaration Form (Mention wrong name & correct name) with self attested Aadhar card to employer, then the employer will change it tin the backend. Ensure correct KYC before E-nomination and Correct name mentioned in the Aadhar card of your Nominee.

How can I complete pending nomination in EPF?

Go to UAN Dash board, Click on KYC from drop down menu of “Manage” ,If your E-nomination is pending then it will automatically take you to the site to fulfill it.